Terms of Use

Welcome to the website operated by John Tieu.

By accessing or using this website, you agree to these Terms of Use. If you do not agree, please discontinue using the website.

Educational Purpose

This website provides general educational information about Medicare, including enrollment timelines, coverage options, and questions consumers may wish to ask.

The information is intended to help visitors better understand Medicare and prepare for informed discussions.

It is not intended to replace official Medicare information or individualized professional advice.

Independent Insurance Agent

John Tieu is a licensed insurance agent in California, Texas, and Tennessee.

This website is not affiliated with, endorsed by, or operated by the United States government, Medicare, or the Centers for Medicare & Medicaid Services (CMS).

Medicare Information

Medicare rules, enrollment requirements, coverage availability, and plan details may change.

Although we strive to provide accurate educational information, we do not guarantee that all information will remain current, complete, or applicable to every individual's circumstances.

For official Medicare information, visit Medicare.gov or call 1-800-MEDICARE.

Insurance Products and Availability

Insurance products and plan availability vary by geographic location, eligibility, carrier authorization, and other factors.

Nothing on this website guarantees eligibility, enrollment, acceptance, coverage, or particular insurance benefits.

Any required TPMO disclosures are provided separately on the website.

No Obligation to Purchase

Educational resources are offered without requiring visitors to purchase an insurance product.

Submitting a contact form or requesting information does not create an insurance contract or guarantee coverage.

Contact Forms and Communications

Visitors who submit contact information agree that the information may be processed for the purposes described in the Privacy Policy and in accordance with the permissions provided through the contact form.

Contacting us does not establish an insurance policy or an obligation to purchase coverage.

Website Materials

Unless otherwise indicated, the educational materials and original website content are provided for personal, noncommercial informational use.

You may download and retain resources offered for that purpose. You may not misrepresent their origin or reproduce them commercially without permission.

External Links

This website may link to third-party websites and services. We do not control independently operated third-party websites and are not responsible for their content or practices.

Limitation of Liability

To the extent permitted by applicable law, John Tieu is not responsible for losses resulting from website interruptions, technical errors, or reliance on general educational content without verification of information relevant to an individual's circumstances.

Nothing in these Terms excludes rights or remedies that cannot legally be excluded.

Changes to These Terms

We may update these Terms of Use periodically. The effective date will indicate the most recent version.

Contact

John TieuLicensed Insurance AgentEmail: john.tieu@gmail.com